Articles on travel finance and saving money on the road.

Banking fees are one of those nuisance travel expenses that don’t seem to matter all that much during a single short trip overseas, but over the course of several trips or one protracted trip they can really start to have a significant impact.


Whenever you go abroad your home bank tries to gouge you with percentage-based foreign transaction fees, flat fees for ATM withdrawals and other charges you don't incur when you're at home.


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Just a few years ago, if you had uttered the term “mobile banking” during a conversation your words would have probably been met with blank, confused stares.


But today few people could say they haven't heard about this relatively new wave of mobile banks or so-called “challenger” banks that has been taking the world by storm.


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Every year people from all over the world waste thousands of dollars booking expensive, overpriced international flights, having failed to take advantage of any of the amazing deals and ridiculously cheap airfares that were available at the time of booking. 


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Most travellers want to know how to stretch their money further, so that they can travel farther and wider with the finite financial resources that they have.


Depending on where you travel, accommodation will usually either be your greatest or second greatest expense, with food being a close contender for this title.


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If you've already read our article about how to avoid banking fees while travelling, you'll know that there are a few simple tactics that you can employ to circumvent certain banking fees. 


For example, banking fees such as those incurred by opting for DCC (dynamic currency conversion) at the ATM machine or when paying.... 


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If you’re a budget traveller, you probably already know the money-saving benefits of slow, immersive travel and you know to avoid taking giant leaps around the globe, preferring instead to choose somewhere nearby as your next destination. 


You're probably well aware that the bus, train or local ferry is generally the cheapest option to get to.....


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If you subscribe to our philosophy of ultra lightweight travel, you'll no doubt be travelling with minimal clothing. 


Clothing is heavy and bulky and you find yourself questioning whether you can even afford to pack more than one spare change of socks and underwear.


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Haggling, bargaining, bartering, striking a deal – call it what you will, it's a normal part of everyday life in many of the world’s developing countries, an integral component of the cultural fabric.


But for westerners that set foot on foreign soils for the first time, haggling is often a completely alien concept and a skill that must be rapidly developed lest they fall victim to unscrupulous vendors.


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In our article on how to sleep for free while travelling the world, we covered a multitude of strategies that travellers can use to sleep completely for free while travelling. 

If you want to drastically reduce 

your accommodation expenses, these are some of the techniques and strategies that you'd want to be thinking about familiarizing yourself with.


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Banking fees are one of those nuisance travel expenses that don’t seem to matter all that much during a single short trip overseas, but over the course of several trips or one lengthy trip they can really start to add up.


Whenever you go abroad your home bank tries to gouge you with percentage-based currency conversion fees, flat fees for foreign ATM withdrawals, card payment processing fees, account management fees and others.


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Money makes the world go round and it’s always on the move, always flowing.


According to the World Bank, total global remittances reached a record high of $689 billion in 2018, an increase on the previous year’s figure of $633 billion.


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Ever wondered how you could travel the world without having to spend a dime on accommodation, while still being able to enjoy all the comforts, amenities and ample living space of home? 


Well, it might surprise you to learn that you can do just that thanks to the little-known but increasingly popular phenomenon of housesitting.


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So many of us would give anything to be able to travel the world full-time.


But most of us simply don’t have inexhaustible savings or the means to earn an income while on the move, and without either of those, sustained travel is only a far-off pipe dream.


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Financial transactions are involved in just about every aspect of travel, whether you’re paying for flights, bus tickets, taxi rides, hotel rooms, restaurants, groceries, beers, tours, guides, laundry services…. the list goes on.


And all that transacting is just for recreational travel. Add running an online business or freelancing


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Travel can be about different things for different people but let’s face it; virtually nobody views the subject of banking as one of the more glamorous aspects of travel.


It just doesn’t have the same appeal as exotic things like glorious sunsets, superb dining, stunning panoramas, unforgettable adventures etc.


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Imagine this common travel scenario.


After a long journey from your guesthouse, you finally reach a remote cave, temple, waterfall, crater lake, ancient ruin, national park, vantage point or some other unique or interesting attraction.


You’re feeling excited with anticipation as you make your way towards the entrance, but your heart sinks as....


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It is a great tragedy of our times that we must pay money to keep ourselves hydrated in today’s world. 


This bizarre situation has come about because we’ve polluted our rivers, lakes, reservoirs and other freshwater sources so badly that we must now pay somebody to treat the polluted water to render it safe for drinking again.


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All around the world, grocery prices are rising. Every time you make a visit to the grocery store it seems that the price for some item or the other has increased since your last visit. 


The factors driving these rising prices are complex, but climate change has been implicated as playing a major role.


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The subject of how to save money while travelling is a huge one, but perhaps the most important and fundamental step you can take towards saving money on the road is to pack the right gear.


You need to carry those travel accessories that are not only useful and serve an important function, but that can also reduce your expenses while travelling.


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Travel, by its very definition, is about movement, sometimes over vast distances.


Travellers obviously need to know how to get from A to B and those of you on a shoestring budget will undoubtedly be interested in learning how to do so in an extremely affordable way, by saving as much money as possible on transportation.


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